Best Adyen Alternatives for Businesses in 2026

The best Adyen alternatives for businesses in 2026 include Checkout.com, Stripe, Worldpay, Nuvei and Global Payments. Each supports different payment operations, from international acquiring to subscriptions and in-person transactions. Choose Checkout.com if you need enterprise payment processing across international markets. Choose Stripe if you need subscriptions, invoicing and marketplace payments. Choose Worldpay if your business accepts payments online and in person.
Best options at a glance
- #1

Checkout.com
Checkout.com supports enterprise payment processing, international acquiring, fraud prevention and transaction analytics across multiple markets.
- #2

Stripe
Stripe combines online and in-person payments with subscriptions, usage-based billing, invoicing, marketplace payments and payouts.
- #3

Worldpay
Worldpay supports online and physical payment channels, recurring transactions, payment APIs and merchant acquiring.
- #4

Nuvei
Nuvei supports international payment acceptance, local acquiring, marketplace payment splitting and automated seller payouts.
- #5

Global Payments
Global Payments supports ecommerce, physical stores and omnichannel businesses with card processing, recurring billing and payment integrations.
Compare the best options
| Feature | |||||
|---|---|---|---|---|---|
| Business Focus | Established businesses and enterprises with high transaction volumes | SaaS startups, ecommerce, marketplaces and online services | Ecommerce businesses, retailers, enterprises and platforms | Enterprise ecommerce, marketplaces and international businesses | Retailers, ecommerce merchants, software platforms and enterprises |
| Payment Channels | Online payments and international payment processing | Online and in-person payments | Online and in-person card payments | Global payment acceptance and international payment processing | Online, in-store and omnichannel payments |
| International Payments | 150+ currencies, international acquiring and local payment methods | 135+ currencies and more than 100 payment methods | Multiple currencies and payment methods | Multiple currencies, local acquiring and localized payment methods | Regional payment methods and currencies across supported markets |
| Marketplace Payments | Seller onboarding, payment processing and automated payouts | Stripe Connect for onboarding, compliance and payouts | Payment solutions for software platforms and embedded payments | Payment splitting, seller onboarding, KYC and automated payouts | Software platform payment APIs |
| Starting Pricing | Custom Quote | 2.9% + $0.30 per successful domestic card transaction | Custom Quote | Custom Quote | 2.6% + $0.10 per transaction |
| Recurring Billing | Subscription billing | Subscriptions, usage-based billing and revenue recovery | Subscriptions, installments and stored payment credentials | Subscriptions and stored payment credentials | Recurring billing and stored payment credentials |
Best apps for different needs
Checkout.com
Global payment processor for businesses

What is Checkout.com?
Checkout.com is a global payment processing platform combining payment gateway, acquiring and fraud prevention services. It helps enterprise businesses accept payments, optimize transactions and expand into international markets.
When should you choose Checkout.com?
- Choose Checkout.com for an established business processing significant transaction volumes across international markets.
- It combines payment gateway services, acquiring and fraud prevention.
- Direct acquiring and local payment methods support international payment operations.
- Its enterprise focus and customized pricing may be unsuitable for bootstrapped or small SaaS businesses.
Stripe
Financial infrastructure for businesses to accept payments and manage revenue.

What is Stripe?
Stripe is a payment infrastructure platform for businesses. It provides online and in-person payments, subscriptions, invoicing, payment links, marketplaces, payouts, fraud prevention, and other financial tools through APIs.
When should you choose Stripe?
- Choose Stripe for SaaS, ecommerce, marketplaces or online services requiring payment infrastructure.
- Stripe Billing supports subscriptions, recurring transactions, usage-based billing and revenue recovery.
- Stripe Connect handles marketplace onboarding, compliance and payouts.
- Standard payments pricing has no setup or monthly fees, but transaction fees apply.
Worldpay
Global payment processing for online and in-person businesses

What is Worldpay?
Worldpay is a payment processing provider for businesses accepting online and in-person payments. It offers card processing, fraud tools and multi-channel payment solutions.
When should you choose Worldpay?
- Choose Worldpay when your business accepts payments online and through physical payment terminals.
- It provides payment APIs for applications and platforms.
- Recurring payments, subscriptions and stored credentials support repeat transactions.
- Its customized commercial pricing depends on product, region and business volume.
Nuvei
Global payment processing for ecommerce, marketplaces and enterprises

What is Nuvei?
Nuvei is a global payment technology platform for accepting payments, managing payouts and processing transactions for ecommerce businesses, marketplaces platforms and enterprises.
When should you choose Nuvei?
- Choose Nuvei for international ecommerce or marketplace payment operations.
- It supports local acquiring, multiple currencies and localized payment methods.
- Marketplace tools include seller onboarding, KYC verification, payment splitting and automated payouts.
- Its enterprise-oriented capabilities and customized pricing may be less suitable for very early-stage businesses.
Global Payments
Global payment processing for online, in-store and omnichannel businesses

What is Global Payments?
Global Payments provides payment processing, merchant services and commerce technology for businesses operating across multiple channels. It serves retailers, ecommerce companies, software platforms and enterprise merchants.
When should you choose Global Payments?
- Choose Global Payments if your business operates online and in physical stores.
- It supports card payments, digital wallets and alternative payment methods.
- Recurring billing and stored credentials help manage repeat transactions.
- Its Genius Essentials software has a $0 monthly subscription, but payment processing fees still apply.
Which one should you use?
- Choose Checkout.com if established businesses processing international transactions. It combines international acquiring, fraud prevention and transaction analytics.
- Choose Stripe if SaaS businesses needing subscriptions and marketplace payments. Its APIs support recurring billing, usage-based billing and marketplace payouts.
- Choose Worldpay if businesses accepting online and physical payments. It supports card processing across ecommerce and in-person channels.
- Choose Nuvei if international marketplaces needing payment splitting. It supports seller onboarding, payment splitting and automated payouts.
- Choose Global Payments if retailers operating online and physical stores. It provides integrated omnichannel payment processing.
Frequently asked questions
What are the best Adyen alternatives for businesses in 2026?
Checkout.com, Stripe, Worldpay, Nuvei and Global Payments are five payment processing alternatives. They support different combinations of international payments, ecommerce, marketplace transactions and in-person payments.
Which Adyen alternative is suitable for SaaS businesses?
Stripe supports subscriptions, recurring payments, usage-based billing and revenue recovery. Checkout.com also supports subscription billing, but primarily targets established businesses and enterprises.
Which Adyen alternatives support international payments?
Checkout.com, Stripe, Worldpay, Nuvei and Global Payments support international payment operations. Their currency support, acquiring options and regional payment methods differ.
Which Adyen alternatives support online and in-person payments?
Stripe, Worldpay and Global Payments support both online and in-person payments. Global Payments also provides omnichannel payment processing for businesses operating across multiple channels.
How much do Adyen alternatives cost?
Stripe starts at 2.9% + $0.30 per successful domestic card transaction. Global Payments lists 2.6% + $0.10 per transaction. Checkout.com, Worldpay and Nuvei use customized pricing.
Which Adyen alternatives support marketplace payments?
Checkout.com and Nuvei support marketplace payment operations, including seller onboarding and payouts. Stripe Connect supports marketplace onboarding, compliance and payouts.
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