Target Audience
App Alternatives
Payments, billing, and tax compliance for software businesses.
Payment infrastructure for businesses to accept, process, and disburse payments.
Payments and billing platform for SaaS, AI, and digital products.
The billing stack for the intelligence era.
Sell your work directly to your audience.
A financial technology platform for end-to-end payments, data insights, and financial products.
What is Creem
Creem is a Merchant of Record and payments platform for software companies, SaaS businesses, AI products, and digital products. It handles payments, taxes, compliance, subscriptions, revenue splits, fraud protection, invoicing, and payouts.
Overview
Creem provides payment and billing infrastructure for software businesses selling globally. As a Merchant of Record, Creem processes customer payments, issues invoices, calculates and remits applicable VAT, GST, and sales taxes, and handles fraud prevention, refunds, chargebacks, and related compliance. The platform supports subscriptions, usage-based billing, credit packs, seat-based pricing, license keys, revenue splits, affiliate programs, customer management, hosted or embedded checkout, APIs, SDKs, and webhooks. Creem specifically targets developers, indie hackers, SaaS companies, AI products, and other digital businesses.
Who should and shouldn't use it
- You want a Merchant of Record to handle global tax and payment compliance.
- You are building SaaS, AI software, or another digital product.
- You need subscriptions, usage-based billing, credit packs, or seat-based pricing.
- You need revenue splitting between co-founders, affiliates, partners, or contractors.
- You want an API and SDK-based payment integration.
- You only need a basic payment processor and want to remain your own Merchant of Record.
- You are selling products or services outside Creem's supported business model.
- You need payment infrastructure with requirements that Creem does not support.
Key Features
- Merchant of Record
- Global payments
- VAT, GST, and sales tax collection and remittance
- Subscription management
- Usage-based billing
- Credit packs
- Seat-based billing
- License key management
- Revenue splits
- Affiliate program
- Fraud protection
- Chargeback handling
- Automated invoicing
- Customer portal
- Hosted checkout
- Embedded checkout
- API and SDK integration
- Webhooks
- AI business insights
- Digital product storefronts
- Scheduled subscription actions
- Smart payment recovery
Frequently Asked Questions
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