Razorpay

Payment infrastructure for businesses to accept, process, and disburse payments.

razorpay.com
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Launched
—
Category
Payment Provider
Sub-Category
Payment Gateway
Pricing Model
Subscription
Starts From
2.7% + $0.30 (depends on country)
Platforms
Web, iOS, Android
Founder
Harshil Mathur and Shashank Kumar

Target Audience

Indian startupsSaaS businessesEcommerce businessesDevelopersOnline businessesMarketplacesMobile app businessesEnterprises

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Razorpay screenshot 1

What is Razorpay

Razorpay is a payments platform for businesses that provides payment gateways, payment links, subscriptions, invoices, payouts, and other financial infrastructure. It supports Indian payment methods such as UPI, cards, netbanking, wallets, and EMI, along with international card payments for eligible businesses.

Overview

Razorpay provides payment infrastructure for online businesses, marketplaces, and other organizations. Its Payment Gateway lets businesses accept payments through cards, UPI, netbanking, wallets, EMI, and other payment methods. Razorpay also provides Payment Links, Payment Pages, Payment Buttons, Invoices, Subscriptions, Route for marketplace payments, and other financial products. Its developer platform includes REST APIs, web and mobile SDKs, plugins, webhooks, test and live modes, and integrations with ecommerce platforms and programming languages. Razorpay also supports international payments for eligible businesses and states that its international gateway can accept payments from customers in 180+ countries and 135 currencies.

Who should and shouldn't use it

Should use it
  • You operate a business in India and need UPI, cards, netbanking, wallets, or EMI payments.
  • You need a payment gateway with APIs and SDKs for a website or mobile application.
  • You want additional products such as payment links, invoices, subscriptions, or marketplace payouts.
  • You need to accept international card payments as an eligible business.
  • You want integrations for ecommerce platforms such as Shopify, WooCommerce, Magento, or WordPress.
Shouldn't use it
  • You need a Merchant of Record that handles your global sales tax obligations.
  • You need a payment provider that is focused primarily on international SaaS billing rather than Indian payment infrastructure.
  • Your business is not eligible for the payment methods or international payment features you require.

Key Features

  • Payment Gateway
  • UPI payments
  • Credit and debit card payments
  • Netbanking
  • Wallet payments
  • EMI payments
  • Cardless EMI
  • International card payments
  • Payment Links
  • Payment Pages
  • Payment Buttons
  • Invoices
  • Subscriptions
  • Payment routing
  • Marketplace payouts
  • Refunds
  • Settlement reconciliation
  • REST APIs
  • Webhooks
  • Sandbox and live API modes
  • Payment analytics and reporting

Integrations Supported

ShopifyWooCommerceMagentoOpenCartCS-CartWordPressWixBigCommercePrestaShopDrupal CommerceEasy Digital DownloadsWHMCSPHPRubyPythonNode.jsJava.NETGoReact NativeFlutterAndroidiOSCordovaCapacitor

Frequently Asked Questions

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