Best Alternatives to Fiserv

What is Stripe?

Stripe is a payment and financial infrastructure platform for businesses. It provides online and in-person payments, subscriptions, invoicing, payment links, marketplaces, payouts, fraud prevention, and other financial tools through APIs and pre-built interfaces.

When should you use Stripe?

• You are building a SaaS, ecommerce business, marketplace, or online service.
• You need a developer-friendly payment API and pre-built checkout interfaces.
• You need subscriptions, recurring billing, or usage-based billing.
• You want payments, payouts, and marketplace functionality from one provider.

What is Razorpay?

Razorpay is a payments platform for businesses that provides payment gateways, payment links, subscriptions, invoices, payouts, and other financial infrastructure. It supports Indian payment methods such as UPI, cards, netbanking, wallets, and EMI, along with international card payments for eligible businesses.

When should you use Razorpay?

• You operate a business in India and need UPI, cards, netbanking, wallets, or EMI payments.
• You have products that require payment links, invoices, subscriptions, or marketplace payouts.
• You need to accept international card payments as an eligible business.
• You want integrations for ecommerce platforms such as Shopify, WooCommerce, Magento, or WordPress.

What is Adyen?

Adyen is a global payment platform for businesses that need to accept online, in-person, and mobile payments. It combines payment processing, local payment methods, risk management, payouts, and other financial products through a single platform and API.

When should you use Adyen?

• You need a global payment provider with local payment methods.
• You want online and in-person payments from one platform.
• You need APIs and SDKs for a custom payment integration.
• You operate a marketplace or platform that needs payments and payouts.

What is Worldline?

Worldline is a payment services provider offering online payments, acquiring, payment orchestration and in-store solutions. It serves businesses ranging from small merchants to large international enterprises.

When should you use Worldline?

• You want to accept international payments through cards, digital wallets and local payment methods.
• You operate an ecommerce business and need payment plugins for platforms like Shopify or WooCommerce.
• You process payments across multiple markets and need local acquiring and currency support.
• You want payment links and virtual terminals to accept payments without building a custom checkout.

What is Nuvei?

Nuvei is a global payment technology platform for accepting payments, managing payouts and processing transactions across international markets. It serves ecommerce businesses, marketplaces, platforms and enterprise merchants.

When should you use Nuvei?

• You sell internationally and need to accept payments across multiple countries and currencies.
• You operate a marketplace and need payment splitting, seller onboarding and automated payouts.
• You want to offer customers local payment methods alongside international card payments.
• You process high transaction volumes and need configurable acquiring and payment infrastructure.

What is Global Payments?

Global Payments provides payment processing, merchant services and commerce technology for businesses operating across multiple channels. It serves retailers, ecommerce companies, software platforms and enterprise merchants.

When should you use Global Payments?

• You operate across multiple countries and need access to regional payment methods and currencies.
• You run an ecommerce business and want card processing, digital wallets and alternative payment methods.
• You operate both online and physical stores and want integrated omnichannel payment processing.
• You are building a software platform and need payment APIs to support merchant transactions.

What is Mollie?

Mollie is a European payment platform for businesses accepting online and in-person payments through cards, bank transfers and local payment methods. It also provides subscriptions, invoicing, payouts and APIs for marketplaces.

When should you use Mollie?

• You run a European ecommerce business and want to accept popular local payment methods across multiple countries.
• You want to accept cards, SEPA transfers, iDEAL, Bancontact and other regional payment methods through one integration.
• You operate a SaaS business and need recurring payments, customer mandates and subscription billing APIs.
• You are building a marketplace or platform and need to onboard merchants and process payments through Mollie Connect.

What is Checkout.com?

Checkout.com is a global payment processing platform combining payment gateway, acquiring and fraud prevention services. It helps enterprise businesses accept payments, optimize transactions and expand into international markets.

When should you use Checkout.com?

• You operate an established business and need payment processing across multiple international markets.
• You want direct acquiring and local payment methods to improve authorization rates globally.
• You need a unified API to manage payments, refunds, payouts and financial operations.
• You run a high-volume ecommerce business and need transaction analytics and fraud prevention.

What is Worldpay?

Worldpay is a payment processing provider for businesses accepting online and in-person payments. It offers card processing, payment APIs, fraud tools and multi-channel payment solutions.

When should you use Worldpay?

• You need to accept card payments across online and physical sales channels.
• You operate internationally and need support for multiple currencies and payment methods.
• You want payment APIs to integrate processing into your own application or platform.
• You run an established business that needs merchant acquiring and payment processing infrastructure.

What is Square Payments?

Square Payments is a payment processing platform for accepting card and digital wallet payments online and in person. It suits small businesses, retailers and developers building payment-enabled applications.

When should you use Square Payments?

• You want to accept in-person and online payments through one connected payment platform.
• You run a retail store or restaurant and need integrated POS hardware and payment processing.
• You want to send invoices and payment links without building a custom checkout.
• You are a developer who needs payment APIs and SDKs for a custom application.

What is PayU?

PayU is an Indian payment gateway that helps businesses accept payments through cards, UPI, net banking, wallets and BNPL. It also offers subscriptions, international payments, payouts and payment management APIs.

When should you use PayU?

• You want to accept UPI, credit cards, debit cards and other popular Indian payment methods.
• You run an ecommerce business and need ready-made payment integrations for your storefront.
• You need recurring payment collection for subscriptions, memberships or regular billing.
• You want to collect payments through shareable payment links without building a checkout.

What is Cashfree Payments?

Cashfree Payments is an Indian payment platform for collecting online payments, managing payouts and recurring billing. It serves startups, ecommerce businesses and marketplaces selling domestically or internationally.

When should you use Cashfree Payments?

• You run an Indian startup and need to accept UPI, cards, net banking and digital wallets.
• You sell internationally and want to collect payments in 140+ currencies with INR settlements.
• You operate a marketplace and need to split customer payments between vendors automatically.
• You run a subscription business and need recurring payments through UPI AutoPay or eNACH.